How Shop Pay Instalments Works
How it Works
- Add items to your cart (or shopping bag).
- Check out with Shop Pay.
- Choose the option to pay in installments.
Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.
Buy Now, Pay Later with Shop Pay
When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.*
Quick Decision, Flexible Payments, No Late Fees
- Quick Decision: Get a real-time decision on your eligibility.
- Easy Payments: Split your purchase into easy bi-weekly or monthly payments.
- No Surprises: No late or hidden fees.
Disclosure:
When you choose Shop Pay at checkout, you can split your purchase into flexible instalment payments.*
Rates from 0-36% APR. Payment options through Shop Pay Instalments are subject to an eligibility check and are provided by these lending partners: [affirm.com/lenders](http://affirm.com/lenders).
Options depend on your purchase amount, and a down payment may be required. State notices to consumers [affirm.com/licenses](http://www.affirm.com/licenses).
A skin moisturizer is a topical product (such as a cream, lotion, gel, or ointment) designed to hydrate the skin, prevent water loss, and maintain or restore the skin’s natural moisture barrier. Moisturizers typically contain a combination of ingredients like humectants, emollients, and occlusives to support hydration and smoothness.
Benefits of Using a Skin Moisturizer:
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Hydration – Replenishes and retains moisture in the skin, preventing dryness and flakiness.
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Improved Skin Barrier – Strengthens the skin’s natural protective layer, helping to prevent damage from environmental factors.
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Smoother Texture – Softens rough or uneven skin, making it feel smoother and more supple.
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Soothing Effect – Calms irritated or inflamed skin, which is especially helpful for conditions like eczema or rosacea.
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Anti-Aging – Reduces the appearance of fine lines and wrinkles by plumping the skin with moisture.
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Enhanced Absorption – Prepares the skin to better absorb other skincare treatments, such as serums or medications.
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Protection – Forms a barrier that can shield skin from pollutants and harmful bacteria.

