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How Shop Pay Instalments Works

How it Works

1. Add items to your cart (or shopping bag).
2. Check out with Shop Pay.
3. Choose the option to pay in installments.

Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.

Buy Now, Pay Later with Shop Pay

When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.*

Quick Decision, Flexible Payments, No Late Fees

1. Quick Decision: Get a real-time decision on your eligibility.
2. Easy Payments: Split your purchase into easy bi-weekly or monthly payments.
3. No Surprises: No late or hidden fees.

Disclosure:

When you choose Shop Pay at checkout, you can split your purchase into flexible instalment payments.*  

Rates from 0-36% APR. Payment options through Shop Pay Instalments are subject to an eligibility check and are provided by these lending partners: [affirm.com/lenders](http://affirm.com/lenders).

Options depend on your purchase amount, and a down payment may be required. State notices to consumers [affirm.com/licenses](http://www.affirm.com/licenses).